Where can your points actually go?
Every UAE card currency transfers to a different set of airline and hotel programmes, at different ratios. This matrix shows the paths that exist — before you commit spend to a card, make sure its points reach the programme you redeem in.
| Card / currency | Emirates Skywards | Etihad Guest | Qatar Airways Avios | Marriott Bonvoy |
|---|---|---|---|---|
Amex Platinum (UAE) Membership Rewards Apply → | 2:1 | 3:2* | 1:1* | 3:2* |
Citi Prestige (UAE) ThankYou Points Apply → | 5:4* | 1:1* | 1:1* | — |
HSBC Premier World Elite (UAE) HSBC Rewards Apply → | 3:1* | 3:1* | — | — |
Emirates NBD Skywards Infinite Skywards Miles (direct earn) Apply → | Earns directly | — | — | — |
Ratios shown as card points : miles. * Ratio pending re-verification — confirm with your bank before transferring. Last reviewed 2026-07-14.
Not sure which programme to transfer into? Check what your miles are worth in AED by cabin class first.
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